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Online Banking

Al-Tijari Financial Brokerage

Loans

About:

Al-Tijari Bank offers you a wide range of solutions to finance your needs. We offer housing finance, where you can build or renovate your home to fulfill your home projects and goals quickly and easily!.


Who Can Apply?

  • All CBK customers.
  • Ages 21 to 69 for Kuwaitis and 59 for non-Kuwaitis.
  • Minimum salary should be KD 400.


Interest Rate:

  • The current interest rate is 6.50% per annum and calculated on a reducing balance basis


What Should I know?

  • Start at 1,000 KD and last up to 70,000 KD.
  • Durations start at 2 years and extend up to 15 years.
  • All CBK financing solutions offer optional insurance rated at 2% of your loan amount.
  • If you settle your loan early, future interest will be dropped with no other fees.
  • Housing loan rates are reviewed every 5 years to align with Central Bank of Kuwait regulations and may increase or decrease by up to 2%.


What Do I need?

  • A copy of your Civil ID.
  • Your salary certificate.
  • A salary transfers continuation certificate.
  • A Kuwait Military ID is required for MOI, MOD and National Guards.


For more information, please read the Terms & Conditions*


Maskan Package

Nature

Build, renovate or upgrade your home with Maskan Package – Al Tijari’s exclusive housing and construction solution designed to support your home journey through trusted partners and tailored financing.

Maskan combines competitive home finance with exclusive banking benefits to ease your financial commitments and simplify every stage of building your home.


Why Choose Maskan Package?

  • Preferential Home Finance Rates
  • Flexible Repayment Options (up to 15 years)
  • Dedicated Relationship Manager
  • Priority Service & Tailored Home Solutions


Exclusive Partner Benefits:
As an Al-Tijari Housing Loan customer, you gain access to a wide network of trusted partners across:

  • Construction
  • Architecture
  • Carpentry
  • Kitchens
  • Furniture
  • Home Services

Enjoy special savings, priority services, and tailored offers designed to support every stage of your home journey.


Click here to view all partner benefits and offers


Complete Your Home Journey with Financing up to KD 95,000

  • Financing amounts start from KD 1,000 and can go up to KD 95,000
    • Up to KD 70,000 allocated for housing related purposes (construction, renovation, or home improvements)
    • Up to KD 25,000 allocated for furniture and furnishing needs
  • Flexible repayment periods starting from 2 years up to 15 years
  • Financing available for salary transfer customers


Eligibility:

  • Ages 21 to 69 for Kuwaitis and up to 59 for non-Kuwaitis (at loan maturity)
  • Minimum salary of KD 400