Are the solution to manage non-interest financial activities, our checking accounts are tailored to suit different customers and different usages, and it is also available in both local and foreign currencies

Banking Awareness –Lost Cheque

What to do If I lost any of my chequebook leaves?

The moment you realize that you have lost any cheque leaf out of your chequebook, report it to us as soon as possible with the following steps:

  • Visit the nearest Al-Tijari branch, or apply for a cheque stop payment request through CBK Mobile.
  • It is necessary to explain the reason for stopping the cheque (lost/stolen).
  • A fee for stopping the cheque will be charged as per the bank’s tariff.
  • The bank shall not be responsible for processing the cheque in the event of delays in reporting it lost or stolen. If the cheque presented meets the banks requirements and has no report flag, the bank is obligated to honor the payment.

For more safety tips Click here!

KD Current Account (Individual)

What is it?

A non-interest earning account which is used by the customer mainly for managing financial activities through the Bank.

Who Qualifies?

Any customer wishing to manage business and financial activities through the Bank.

Why is the product used?

As a practical mean of conducting financial transactions through the account.

Feature

  • Minimum deposit to open the account KD 100/- with no maximum.
  • Non-interest earnings.
  • Customer receives a cheque book.
  • According to the customer's instructions, statements are sent daily, weekly, fortnightly, monthly, quarterly, semi annually or annually.
  • Overdraft facilities are available.
  • Certified cheque facilities are available.
  • Stop-payment facilities on cheques are available, subject to Kuwait commercial law.
  • Visa or Master card facilities are available if the customer meets certain Bank requirements.
  • ATM (Starlink) card is available.
  • The privilege of applying for loans and access to other products.

Benefits

  • Facilitates business and personal transactions in Kuwait and abroad.
  • Security against lost cheques.
  • The customer will be aware of the movement of account through statements issued in English or Arabic, as per request.
  • Standing instructions facilities are available
  • The account can be blocked as collateral.
  • Unlimited number of deposits and withdrawals.

KD Current Account (Business)

What is it?

A non-interest earning account which is used by companies and business establishments mainly for managing their financial activities and business deals through the Bank.

Who Qualifies?

Corporates and Establishments.

How is the product used?

As a practical mean of conducting financial transactions through the account.

Features

  • The minimum deposit to open the account is KD 100/- ,with no maximum.
  • Non-interest earnings.
  • The customer receives a cheque book.
  • According to the customer's instructions, statements are sent daily, weekly, fortnightly, monthly, quarterly, semi annually or annually.
  • Overdraft facilities are available.
  • Certified cheque facilities are available.
  • Stop-payment facilities on cheques are available subject to Kuwait commercial law.
  • Visa or Master Card facilities are available, if the customer meets certain bank requirements.
  • ATM (Starlink) card is available upon customer request with the condition that the account type is sole proprietorship.
  • Accounts are categorized according to the nature of the enterprise, (e.g. W.L.L., partnership, sole proprietorship).
  • Credit facilities are available, e.g. letter of credit, letter of guarantee.
  • The customer has the privilege of applying for loans and access to other products.
  • A commission of 2 KD will be deducted if average monthly balance drops below 100 KD

 (for non individual accounts)

Benefits

  • Facilitates business and personal transactions in Kuwait and abroad.
  • Security against lost cheque.
  • The customer will be aware of the movement of the account through statements issued in English or Arabic, as per request.
  • Standing instruction facilities are available.
  • The account can be blocked as collateral by the customer.
  • Unlimited number of deposits and withdrawals.

FC Current Account

What is it?

A foreign currency non-interest earning account which is used by the customer mainly for managing business and financial activities through the Bank.

Who Qualifies?

Any customer wishing to manage business and financial activities through the Bank.

How is the product used?

As a practical mean of conducting financial transactions through the account.

Features

  • Minimum deposit to open the account is equivalent to KD 100/- with no maximum.
  • Non-interest earnings.
  • Customer receives a cheque book.
  • According to the customer's instructions, statements are sent daily, weekly, fortnightly, monthly, quarterly, semi annually or annually.
  • Overdraft facilities are available.
  • Certified cheque facilities are available.
  • Stop-payment facilities on cheques are available, subject to Kuwait commercial law.
  • Visa or Master card facilities are available if the customer meets certain bank requirements.
  • ATM (Starlink) card is available.
  • The privilege of applying for loans and the access to other products.
  • 1% commission is charged on cash withdrawal if the cash is of the same currency as the account.
  • ¼ % commission is charged as an exchange compensation for external transfers made from the account in the same currency.
  • % commission is charged as an exchange compensation for local transfers made from the account in the same currency.
  • A commission equivalent to 2 KD will be deducted if average monthly balance drops below amount equivalent to 100 KD  (For non individual accounts)

Benefits

  • Facilitates business and personal transactions in Kuwait and abroad.
  • Security against lost cheque.
  • The customers will be aware of the movement of the account through statements issued in English or Arabic, as per request.
  • Standing instructions facilities are available.
  • The account can be blocked as collateral.
  • Unlimited number of deposits and withdrawals.