Credit Agency                 Outlook            Long Term            Short Term          Date

 Moody's

                 Stable

                  A2

                  P-1

     31/07/2025

 Fitch Ratings

                 Stable

                  A

                  F1

   27/01/2026

 Capital Intelligence

                 Stable

                  A+

                  A1

     12/06/2025

The Commercial Bank of Kuwait Bonds Credit Rating
_________________________________________________________________________________

Credit Agency        Rating           Date

 Capital Intelligence

                  BBB

     12/06/2025

The Commercial Bank of Kuwait Certificates of Deposite Programme Credit Rating
________________________________________________________________________________

Credit Agency            Long Term            Short Term           Date

 Fitch Ratings

                  A

                 F1

    09/10/2025