About:

Al-Tijari Bank offers you a wide range of solutions to finance your needs. We offer consumer financing, where you can purchase necessities such as furniture, large appliances, and cars.

Who Can Apply?

• All CBK customers.
• Ages 21 to 69 for Kuwaitis and 59 for non-Kuwaitis.
• Minimum salary should be KD 400.

Interest Rate:

• The current interest rate is 6.50% per annum and calculated on a reducing balance basis

What Should I know?

• 25 times your salary, a minimum of 1,000 KD up to 25,000 KD.
• Durations start at 1 year and extend to 5 years.
• All CBK financing solutions offer optional insurance rated at 2% of your loan amount.
• If you settle your loan early, future interest will be dropped with no other fees.

What Do I need?

• A copy of your Civil ID.
• A Kuwait Military ID is required for MOI, MOD and National Guards.
• Your salary certificate.
• A salary transfers continuation certificate.

For more information, please read the Terms & Conditions*

About:

Al-Tijari Bank offers you a wide range of solutions to finance your needs. We offer housing finance, where you can build or renovate your home to fulfill your home projects and goals quickly and easily!.

Who Can Apply?

• All CBK customers.
• Ages 21 to 69 for Kuwaitis and 59 for non-Kuwaitis.
• Minimum salary should be KD 400.

Interest Rate:

• The current interest rate is 6.50% per annum and calculated on a reducing balance basis

What Should I know?

• Start at 1,000 KD and last up to 70,000 KD.
• Durations start at 2 years and extend up to 15 years.
• All CBK financing solutions offer optional insurance rated at 2% of your loan amount.
• If you settle your loan early, future interest will be dropped with no other fees.
• Housing loan rates are reviewed every 5 years to align with Central Bank of Kuwait regulations and may increase or decrease by up to 2%.

What Do I need?

• A copy of your Civil ID.
• Your salary certificate.
• A salary transfers continuation certificate.
• A Kuwait Military ID is required for MOI, MOD and National Guards.

For more information, please read the Terms & Conditions*

About

Loan is granted to customers against legal pledge on account or deposit / except current account

Who Can Apply?

• Minimum loan amount is KD 5,000
• Maximum loan amount as the following:
  
• • 90% of the pledged amount in KD:(Block 111% of the loan amount required in Kuwaiti Dinars from the deposit)
  • 80% of the pledged in foreign currency:(Block 125% of the loan amount required in Foreign Currency from the deposit)

Repayment of:

• Short term: minimum 3 months, maximum 12 months (1 year).
  
• long term: minimum 1 year (12 months), maximum 5 years (60 months). or due date underlying deposit account whichever is earlier for long term loan.
• Loan amount is to be repaid on a one payment basis or by monthly installments basis.

Interest Rate 

• 6.00% for short term loan.
  
• 7.50% for long term loan.

Apply Now For Short / Long Term Loan

Are you an expatriate in Kuwait?

Do you wish to buy a new car? Or purchase new furniture for your home or finance your children’s education?
No need to worry any more, Commercial Bank of Kuwait provides maximum convenience through its expatriate loans, a financial package tailored just for you that would help you fund your needs and achieve your dreams.

Loan borrowing requirements for expatriates:

1. Minimum salary required is 400 KD
2. Minimum service at current employer shall not be less than 4 months.
3. The loan amount is calculated on the basis of salary, length of service and the amount of end of service.
4. The minimum age for receiving a loan is 21 years up to 59 years.
5. The applicant must be working in governmental sector, oil sector, or any of CBK listed company.
 
*Terms and conditions apply.

Interest Rate:

The current interest rate on a new loan is fixed at just 6.50% per annum and calculated on a reducing balance basis.

What Do I need to apply?

• A copy of your Civil ID.
  
• A salary certificate.
  
• A salary continuation certificate.

For more information, please visit any of the Commercial Bank branches or contact us on WhatsApp or by calling 1888225

Apply Now For Expatriate Loan

Auto Finance with Al-Tijari Bank

Take advantage of an incredible opportunity to drive the car of your dreams with Al-Tijari Bank with smooth financing options, we offer unbeatable discounts when financing your vehicle through us. Flexible payment plans, and special savings that make owning your next car easier than ever.

Offer details

• Exclusive discount up to 1,000 KWD on the car of your choice when financing your car with Al-Tijari Bank.
• You can take an Auto Loan of up to KWD 25,000 over a maximum repayment period of 5 years.

Benefits:

• Quick and simple process.
• Al-Tijari direct sales officers are available to advise you and assist you with auto dealerships.
• AlTijari bank offer is applicable on all all auto dealerships in Kuwait.

Terms And Conditions:

• This offer is valid to Al-Tijari customers only.
• Customer must be employed in the government sector, oil sector or a private company listed in Al-Tijari Bank or retired.
• Customers are obligated to sign a commitment letter to transfer their salary for 24 months to Al-Tijari and avoid partial or full loan settlement during this period. If customer chooses not to oblige to this agreement they are obligated to return the discount amount to Al-Tijari.
• Offer is valid 31st December 2026.
• Loans approvals are subjected to Al-Tijari credit policy.

What Do I need?

• A copy of your Civil ID.
• Salary certificate.
• Salary continuation certificate.
• A Kuwait Military ID is required for MOI, MOD and National Guards.
• For expatriates, a copy of your passport is required.